How to set up Apple Pay in your iPhone

Apple has introduced Apple Pay in India, enabling contactless payments for iPhone, iPad, and Apple Watch users. The service, initially available with Axis Bank cards on Visa and Mastercard networks, allows users to avoid repeatedly entering card details, PINs, or OTPs during transactions. Users with Axis Bank cards can add them to Apple Wallet through the Axis Bank app or the Wallet app on their iPhone.

Once added, payments can be made at supported terminals by double-clicking the side button on an iPhone or tapping the top of an iPhone or Apple Watch near the contactless payment terminal. Apple Pay can also be used within apps and on websites, with Mac support arriving soon. Axis Bank is currently the sole banking partner for Apple Pay in India, but the list of participating banks and card issuers will expand over time.

Apple Pay is supported at millions of merchants across India, including Apple Store locations and many e-commerce platforms. The service is built on tokenisation and device-level security, ensuring that card details are not stored on the device or Apple's servers. Users can track their payments and suspend them if their iPhone is lost using the Find My app. Apple Pay differs from UPI, which primarily uses QR-code payments.