Geld. Leben. Looman.: Männer sind riskanter als Aktien!
Familienkonstellationen können sich ändern. Umso wichtiger, dass alle Partner gegen Krankheit und Berufsunfähigkeit abgesichert sind. Was Sie beachten müssen.
Women! Loved ones! Mothers! Can you immediately state how you are financially secured in the event of illness, disability, or separation? Should this not be possible, then you should study the following case. A 40-year-old female caregiver lives with a master carpenter, who is five years older. They are not married and have a three-year-old daughter.
The woman works part-time, earning a gross salary of 2,000 euros per month, from which approximately 1,500 euros remain after deductions for social security and taxes. The man earns a gross income of 5,000 euros per month, which is roughly 3,150 euros after taxes. He has a 7-year-old son from a previous relationship, who lives with his mother.
The carpenter resides in an old house, which he owns and has recently renovated with significant effort and love. Its current value is estimated at 400,000 euros, but it is currently encumbered with a debt of 150,000 euros.
Notably, there are no wills! Instead, the man has obtained a risk life insurance policy worth 200,000 euros on behalf of his partner. Now, let's consider the figures and numbers, dear readers! How is the caregiver secured financially in case of illness or disability? What is the situation if the man leaves her? And how does the woman fare if the carpenter falls to his death?
Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
