Wohnungsbau: Bund fördert 50.000 Wohnungen in neun Monaten – Fördergeld fast aufgezehrt
Das Bauministerium hatte 800 Millionen Euro bereitgestellt, um genehmigte, aber noch nicht begonnene Bauvorhaben anzuschieben. Die Ministerin rät Bauherren, sich jetzt zu beeilen.
Since December 2025, the German federal ministry for building has promoted 50,000 apartments, primarily aimed at reducing the backlog of projects. The backlog consists of approved but unfinished projects. According to the federal building ministry, nearly 69 million euros of the original 800 million euro funding remain. Verena Hubertz, the minister, described the funding pledges as a "strong signal" for housing construction, but stated that additional funds are not planned.
Hubertz emphasized that the number represents projects that were previously approved but failed to enter implementation. She urged builders with pending projects to act quickly. Initially, Hubertz had estimated a nationwide backlog of about 760,000 apartments. However, the latest figures show a backlog of 760,700 apartments, of which 307,200 were already under construction.
The slow progress was attributed to the ongoing construction crisis, with only 206,600 apartments completed last year, a decrease of 18 percent or 45,400 apartments compared to the previous year. The initiative began on December 16, 2025, and was initially set to end in June. The federal government had initially allocated 800 million euros in interest-rate-favorable loans through the KfW bank, but interest rates were lowered, and the loan amount per apartment was capped at 150,000 euros, leading to a slower pace.
The ministry is currently developing a new funding system with only two pillars, one for new construction and one for renovations, which was announced for 2026 but has not yet been implemented. Hubertz also announced improvements in the conditions for the "Homeownership for Families" (WEF) funding program, which targets families and single parents with at least one child aiming for climate-friendly construction.
The target efficiency level is now 40, with a maximum credit amount of 270,000 euros and a loan term of 35 years with a 10-year fixed interest rate, resulting in an effective interest rate of one percent.
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