Optimus Bank: Offering Convenience, Expanding Financial Inclusion
As Nigeria’s banking landscape becomes increasingly digital, customers are demanding greater accessibility, flexibility and security. Optimus Bank is responding with a range of card solutions designed to simplify everyday transactions,
In Nigeria's rapidly evolving banking landscape, customers are increasingly demanding greater convenience, flexibility and security from their financial services. Optimus Bank, a leading player in the country's financial ecosystem, has responded to these demands by expanding its payment card portfolio to meet customers' diverse needs and facilitate seamless transactions across various platforms.
The bank's card solutions cater to a range of financial activities, from local transactions and online payments to international spending. With options such as the Naira-denominated Verve and Visa Gold cards, as well as the US dollar-denominated Visa Platinum card, Optimus Bank provides customers with the flexibility to choose a card that best suits their individual requirements.
For everyday local transactions and digital commerce, the Verve Naira Card offers a straightforward payment solution, enabling customers to make payments at ATMs, web platforms and point-of-sale terminals. The card is accepted by popular merchants and platforms such as Glovo, Adobe, Shein Nigeria, Oraimo, Netflix and Spotify, allowing customers to pay for a variety of goods and services without relying solely on cash.
For customers seeking broader capabilities, the Visa Gold Naira Card is designed to facilitate cross-border transactions, international subscriptions and additional Visa services. This card is available to Tier 3 Naira account holders and provides transaction limits of up to N100,000 daily on ATM withdrawals, with a cumulative weekly limit of N500,000, and up to N3 million daily on POS and web transactions.
The card also includes Visa Travel Assist and 24-hour global customer assistance services from Visa, as well as buyer protection and access to discounts offered by participating Visa merchant partners.
Customers with US dollar accounts and more international financial requirements can benefit from the Visa Platinum USD Card, which offers a dollar-denominated payment option with international services and benefits. This card is targeted at Tier 3 USD account holders and provides transaction limits of up to $1,000 daily on ATM withdrawals, a daily limit of $5,000 for POS and web transactions, and access to discounts from participating Visa merchant partners.
Optimus Bank's card offering reflects a commitment to expanding financial inclusion, as it provides customers with a variety of payment options tailored to their individual needs. The bank's Chief Digital Officer, Biodun Alli, highlighted the bank's efforts to incorporate technology into its card services, making the request and activation process seamless for customers via the Optiverse mobile application.
Customers can choose between home delivery or branch pickup for their new cards, offering them greater flexibility and convenience in managing their financial lives.
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