Gastkommentar: Zwei Einkommen und kein Eigenheim: Drei konkrete Forderungen für mehr Eigentum
Warum junge Familien trotz Doppelverdienst keine Wohnung kaufen können – und was der Staat dagegen unternehmen kann, beschreiben die FDP-Führungsmitglieder Maren Jasper-Winter und Henning Höne.
Our parents and grandparents were able to build a home with just one earner. Today, academic dual earners find it impossible to purchase a flat or even a house in urban areas due to an increasing number of regulations, market interventions, and taxes. The state is making homeownership impossible. Young couples and families are despairing over the dream of being able to afford a home, whether it's an apartment or a house.
When one has no well-off parents with substantial assets, they often give up when calculating purchase price, interest, and maintenance costs. Homeownership becomes unattainable. However, ownership must not be unattainable or a luxury. The promise of upward mobility in our time depends on whether everyone has a chance to build ownership.
In political debates, homeownership is still too often discussed as a topic for the wealthy. But it is crucial for those without large inheritances. With every payment made towards a mortgage, not only is wealth being accumulated, but security is also being gained against displacement, rising rents, and especially against pension poverty.
When half of the monthly pension needs to be allocated to rent, there is no financial breathing room.
Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
