Beitragsgeld: Hohe Verluste von Krankenkassen durch riskante Immobilien-Investments
Per Gesetz sind Krankenkassen verpflichtet, bei Finanzanlagen Verluste möglichst auszuschließen. Doch in zahlreichen Fällen ist viel Geld verloren gegangen – wie viel, ist noch offen.
In Berlin, new figures from the German government reveal the significant extent of losses suffered by statutory health insurance companies due to risky real estate investments. The government's response to a Green Party inquiry states that affected health insurance companies have already recorded write-offs amounting to around €400 million by the end of 2025.
These losses could potentially be much higher, with media reports initially revealing that the insurance companies may have suffered even greater sums. The government estimates the total losses to be over €700 million. According to the media report, these represent potential investments that are still hidden in the balance sheets.
It was already known that health insurance companies and the health insurance association had incurred large sums through unsafe investments in certain real estate financing funds, where investors now expect a total loss. The government cites figures from the Federal Office for Social Security (BAS) in its new response. According to the media report, the "possible damage" alone amounts to €1.1 billion for the 58 health insurance companies nationwide for which the BAS is responsible.
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