Should You Buy a New iPhone From Apple, a Carrier or Unlocked? Here’s What to Know

Deciding where to buy your new iPhone can be a confusing decision. While Apple Stores are a common place to purchase phones, they’re not as popular in the US due to carrier financing options. However, buying directly from Apple has its advantages. You can get an unlocked phone that you’re not tied to a single carrier for years. This allows you to switch carriers whenever you want and even use international eSIMs for travel.

Apple offers both unlocked models and carrier-specific ones, which are typically priced similarly. However, the price can be steep, with entry-level iPhones costing over $600. This is why many people opt for carriers that offer financing plans. These plans can spread out the cost over 12, 24, or even 36 months, making the iPhone more affordable.

Carriers like T-Mobile also offer price guarantees and discounts for trading in your old phone, which can add to the savings. So, when deciding whether to buy a new iPhone from Apple, a carrier, or unlocked, consider your needs and financial situation. If you want flexibility and potentially lower costs, a carrier-based financing plan might be the way to go.

But if you prefer owning your phone outright and don’t mind the higher upfront cost, buying directly from Apple could be the best choice.