Internet banking transactions hit GH¢383.82bn in 2025
According to the 2025 Payment Systems Oversight Annual Report, the total volume of internet banking transactions also increased to 47,587,105 in 2025 from 26,063,456 in 2024.
In 2025, internet banking transactions reached an impressive value of GH¢383.82 billion, marking an impressive 80.7% growth compared to the previous year's GH¢212.44 billion. The total number of internet banking transactions also surged, reaching 47,587,105 from 26,063,456 in 2024. Mobile banking transactions experienced significant growth as well, with a 130.5% increase in value and a 31.6% rise in transaction volume.
This surge in digital banking activities highlights the growing public trust in digital payment services and the ongoing transition from cash-based transactions to more efficient cashless methods. The Bank of Ghana attributes Ghana's electronic payment landscape transformation to continuous technological advancements, proactive initiatives by the banking sector, and robust regulatory support.
Despite ATMs and POS terminals remaining vital for cash and cashless services, they are increasingly contributing to the nation's shift towards a more efficient cash-lite economy.
Written by urgent.news from Joy Business's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
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- Internet banking transactions hit GH¢383.82bn in 2025 myjoyonline.com
