Access Holdings Deepens Sustainable Finance Impact, Expanding Green Assets to ₦92.14 Billion while Cutting Operational Emissions by 28.47%

Lagos, Nigeria – On August 3, 2026, Access Holdings Plc announced its Sustainability Report for the year ending 31 December 2025, showcasing the Group's commitment to translating sustainability goals into tangible business, environmental, and social results. The report reveals a green asset portfolio of ₦92.14 billion, a 28.47% reduction in operational greenhouse gas emissions from its 2022 benchmark, and the provision of financial support to approximately 2.53 million low-income individuals.

This progress solidifies the Group's strategic pivot from growth to value, as sustainability becomes an integral part of capital allocation, risk management, product development, and day-to-day operations.

Access Bank Plc, the Group's largest subsidiary, plays a significant role in these achievements. The green asset portfolio has expanded from ₦22 billion in 2021 and ₦72.32 billion in 2024 to the current ₦92.14 billion at year-end 2025, approaching the Group's long-term goal of reaching ₦475 billion. During the year, the company invested ₦72.3 billion under its Sustainable Finance Framework to support environmentally beneficial projects, and its sustainability-focused loan book grew to US$1.269 billion.

The 28.47% decrease in operational emissions is the result of various initiatives, primarily driven by branch solarisation at 263 locations and the deployment of 323 solar-powered ATMs, primarily in Access Bank's Nigerian branches. The Group follows the Greenhouse Gas Protocol to account for emissions across its African operations, with Access Bank Bank being the largest contributor.

In addition to environmental improvements, the report highlights Access Holdings' contribution to inclusive economic participation. In 2025, the company extended financial access to 2,528,117 low-income individuals and onboarded 78,438 new MSMEs onto its financing platform. The Group processed 2.8 billion transactions during the year, demonstrating its vital role as a cornerstone of Africa's financial infrastructure.

Furthermore, the report showcases the Group's progress in gender-lens lending, with 354,156 loans granted to women and women-owned businesses, accounting for 24% of the relevant loan portfolio.

Access Holdings' Corporate Social Investment initiatives reached 2,439,480 beneficiaries across various sectors, including education, health, entrepreneurship, and the environment, in partnership with organizations such as UNICEF, HACEY Health Initiative, and the Kenya Forest Service. Employees contributed 359,500 volunteer hours, maintaining 100% participation, and the Group planted over 50,000 trees.

The report notes that the 2025 figures follow a Board-mandated enhancement of the impact-measurement methodology and are not directly comparable with previous years.

The report emphasizes that 2025's sustainability figures adhere to the IFRS Sustainability Disclosure Standards (primarily IFRS S1 and IFRS S2), as well as the GRI Standards (2021) and SASB Standards. The report was prepared using these standards and was independently assured by CSR-in-Action Consulting Limited under ISAE 3000 on a hybrid reasonable and limited assurance basis.

Access Holdings Plc's Board of Directors comprises nine members, with 44.4% female representation, and the company achieved an employee satisfaction rate of 87%, surpassing its 80% target. Employee attrition also decreased from approximately 13% to about 11%. The Group integrates sustainability into senior oversight, credit decision-making, and individual performance measures, as Board Human Resources and Sustainability Committee oversees the agenda, backed by the Board Risk Management Committee.

The Group's climate and ESG risk are reflected in capital planning through the ICAAP, and an ESG Toolkit is incorporated into the credit-approval system to ensure facilities align with IFC Performance Standards and the Equator Principles.