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'Should I trust a loan offer sent on WhatsApp by a bank in the UAE?'

Question: I have been receiving WhatsApp messages from my bank – a well-known one in the UAE – offering a loan at a good interest rate. But the messages are from a mobile number. I chatted with them and they said they worked for the bank. Can I trust this? AB, Abu Dhabi Answer: This will be a scam and AB needs to block the person and report them to the authorities. The UAE has strict laws that…

'Should I trust a loan offer sent on WhatsApp by a bank in the UAE?'

Should you trust a loan offer from your UAE bank sent through WhatsApp? A reader named AB in Abu Dhabi received such an offer from a well-known bank in the UAE. The messages were coming from a mobile number, and when AB chatted with the representative, they claimed to be from the bank. However, AB should be cautious as this is most likely a scam.

The UAE has strict laws for financial institutions, and they were tightened in April 2026. Earlier this year, the UAE Central Bank prohibited licensed financial institutions from using instant messaging apps like WhatsApp for customer-facing financial communications. AB should block the person and report them to the authorities. The Aman Service of Abu Dhabi Police can be reached for reporting scammers.

Written by urgent.news from The National UAE's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.

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