₹1.55 lakh monthly expense in Finland: Indian couple reveals how much they spend on rent, food, groceries

An Indian couple has revealed their monthly expenses in Finland, after spending six months in the country. The couple, Madhu and her husband, shared a breakdown of their spending on social media, noting that their monthly budget ranges between 1,450 and 1,500 euros (approximately ₹1.55 lakh). Rent accounted for the largest expense, with 750 euros (around ₹78,000) going towards their accommodation.

Food was the second-largest expense, with the couple spending 350 euros (about ₹36,400) on groceries. Other regular expenses included 115 euros (approximately ₹12,000) for electricity, mobile phone bills, and water, as well as 110 euros (roughly ₹11,400) on bus passes for their daily commute. Their combined monthly spending came to roughly 1,450–1,500 euros (around ₹1.55 lakh).

The couple also allocated 70 euros (about ₹7,300) each month for grooming and another 100 euros (around ₹10,400) for entertainment and miscellaneous expenses. After accounting for these costs, the total monthly spending for the two of them comes to around 1,450–1,500 euros (approximately ₹1.55 lakh). However, Madhu clarified that this budget does not include the initial expenses involved in relocating to Finland, such as furnishing their home and settling in.

The couple noted that their food expenses have changed considerably since moving to Finland. Initially, they were keen on trying different cuisines, but now prefer home-cooked meals, eating out only once or twice a month. Madhu mentioned that even if they were frugal, it would be challenging to bring their expenses down to 1,300 euros (approximately ₹1.35 lakh) as miscellaneous expenses kept finding them.