„Schuldneratlas“: Mehr Erwachsene sind überschuldet – jeder Zehnte ist betroffen
In Deutschland sind mehr Menschen überschuldet, als noch vor einem Jahr. Die Anzahl könnte laut Creditreform weiter steigen. Daran werde auch mehr Wirtschaftswachstum nichts ändern.
The increasing length of the economic slump and high inflation in Germany are causing more adults to fall into overindebtedness. As of October 1st, 7.36 million adult individuals exhibited signs of overindebtedness, representing 293,000 or 4.1 percent more compared to the previous year, according to the 2026 Schuldneratlas by Creditreform.
This places 10.58 percent of adults in this category. Creditreform's chief economist, Patrik-Ludwig Hantzsch, noted that the private consumers' financial situation has deteriorated further, particularly due to rising living costs, energy prices, and housing expenses. Simultaneously, the job market is deteriorating, with many well-paying manufacturing jobs being cut in recent months.
Creditreform's current increase in overindebtedness cases is evidently driven by the crisis. Financial stress begins to manifest through late payments, leading to collection and debt collection proceedings. Often, this marks the beginning of private overindebtedness. When legal actions such as repossession or claim attachment are added, the overindebtedness becomes more severe.
Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
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