December at home: Money and safety tips for your trip to Ghana
Practical rules on changing currency legally, registering Mobile Money, avoiding fake traffic fine texts and staying safe on Ghana's roads this December.
This guide outlines key financial, safety, and travel regulations for Ghana. Under Section 3(1) of the Foreign Exchange Act, only universal banks and licensed forex bureaus are permitted to trade foreign currency, with penalties for unauthorized deals. Licensed bureaus display a Bank of Ghana licence, require a passport or Ghana Card, and provide receipts.
The Ghanaian dollar is the sole legal tender. Visitors can bring up to US$10,000 without declaration, but amounts exceeding this must be declared. Major establishments accept credit cards, and cash remains necessary for markets and transportation. SIM registration requires a foreign passport and visa, and a yellow fever certificate is mandatory for entry.
Travellers should register SIMs within 90 days and report any suspicious MOBILE MONEY activities. Police will enforce traffic laws, including banning tinted windows, and issue fines. Emergency numbers include 911 for police, 911 for fire, and 911 for medical emergencies.
Written by urgent.news from 3News's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
