RBI Re-KYC Alert For Bank Customers, Know How To Update Details And Avoid Fraud

The Reserve Bank of India (RBI) has advised bank customers to complete their periodic Know Your Customer (re-KYC) procedures to keep banking records current and prevent account restrictions. The central bank cautioned customers against fraudulent messages falsely claiming mandatory KYC updates.

Customers who have not changed any personal details do not need to provide new identity documents. A simple self-declaration stating that their existing information is accurate is sufficient. This applies when only the customer's residential address has changed as well.

For those reporting changes in personal information, KYC can be updated through Aadhaar OTP-based electronic verification, video-based customer identification (if offered by their bank), or by visiting a bank branch with valid documents. Accepted documents include Aadhaar, voter ID, driving licence, passport, and the National Rural Employment Guarantee Act (NREGA) job card.

Banks may request additional information as needed to comply with regulations. The RBI highlighted special KYC update camps between October 21 and December 31, 2026, to assist customers with pending verification. Customers should contact their banks for camp locations, timings, and required documents.