Ranking 2026: Investments: These are the best robo-advisors
Digital asset managers differ significantly in terms of fees and performance. A ranking by financial advisory firm FMH shows who is currently at the top.
In Cologne, it is not mandatory to hire a financial advisor to manage one's investments. Robo-Advisors assist with investment decisions and are often more cost-effective, thereby increasing profits. Investors complete a few questions about their risk tolerance and investment goals, after which the algorithm, at a fee, creates a portfolio strategy and adjusts it as necessary.
According to Rüdiger von Nitzsch, a professor and head of the RWTH Aachen University's Decision Research and Financial Services Chair, Robo-Advisors are suitable for investors with a certain online familiarity and a long-term investment horizon. However, those who feel uncertain about investing and value personal guidance should seek alternative options.
Although a Robo-Advisor manages the investment strategy, private investors must still engage with the topic of investing to avoid common mistakes such as panic selling, frequent strategy changes, or misjudging their risk tolerance, which can cost significant amounts of money, especially when clients do not follow the advisor's advice.
Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
