Geldanlage: So entsteht ein ETF-Portfolio, das wenig Arbeit macht
Ein bis zwei ETFs – und das Depot ist fertig? Das funktioniert. Eine Anleitung in vier Schritten, mit welchen ETFs das gelingt und welcher bekannte Indexfonds außen vor bleiben sollte.
For those who are not financial professionals, the idea that higher returns always come with increased complexity is a myth, claims Nikolas Kreuz, head of the Hamburg wealth management firm Invios. He stresses that a simple, low-maintenance investment is not a "dummies" solution, but rather the best way to protect investors from their own impulses.
To create a simple, long-term investment portfolio, experts recommend answering three key questions: how long the money can be invested, how the portfolio fits into the overall financial situation, and how much loss one can tolerate during market downturns. Based on these answers, investors can determine whether their portfolio should be more aggressive, balanced, or conservative.
For those who want a simple portfolio with minimal effort, exchange-traded funds (ETFs) are the recommended solution. However, adding too many different ETFs can lead to more hassle and increased risk of concentration risk. Instead, experts suggest investing in broad-based ETFs, such as the MSCI ACWI for global equities, the FTSE All-World for a wider international coverage, or the FTSE Global All-Cap Index for a more diversified global approach.
When it comes to fixed income, experts recommend a more measured approach, with 25-33% of the portfolio allocated to bonds.
Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
