Rating 2026: These health insurers are financially best positioned
Rising expenses, scarce reserves and growing supplementary contributions are putting pressure on the statutory health insurance funds. A rating shows which funds are financially in a particularly good position.
The financial situation of Germany's statutory health insurance funds (GKV) remains strained due to rising healthcare expenditures and higher supplementary contributions. In the first half of 2026, the GKV's expenditures rose by 7.4%, outpacing the 4.1% increase in revenue, resulting in a surplus of €2.6 billion. However, this surplus is largely due to higher contributions and is being used to replenish depleted financial reserves, which currently stand at €7.5 billion.
A financial rating by the DFSI Deutsches Finanz-Service Institut found that no health insurance fund achieved the top rating of "excellent", with Tui BKK receiving the only "very good" rating among nationwide funds.
Written by urgent.news from Handelsblatt's report — not a translation of it. Machine-written — may contain errors; check the original before relying on it.
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- Rating 2026: These health insurers are financially best positioned handelsblatt.com
