Rating 2026: These health insurers are financially best positioned
Rising expenses, scarce reserves and growing supplementary contributions are putting pressure on the statutory health insurance funds. A rating shows which funds are financially in a particularly good position.
The financial situation of Germany's statutory health insurance funds (GKV) remains strained due to rising healthcare expenditures and higher supplementary contributions. In the first half of 2026, the funds' spending rose by 7.4 percent, while revenue increased by only 4.1 percent, resulting in a surplus of around 2.6 billion euros.
Despite this, the funds' financial reserves stand at 7.5 billion euros, barely exceeding the minimum required by law, and experts warn that the system's sustainability is at risk due to an aging population, increasing chronic diseases, and costly medical advancements. The DFSI Deutsches Finanz-Service Institut has rated the financial strength of various health insurance funds, with Tui BKK and others receiving top marks.
Written by urgent.news from Handelsblatt's report — not a translation of it. Machine-written — may contain errors; check the original before relying on it.
