9 months ended Sept 30th: MCB Bank posts Rs86.3bn PBT
LAHORE: MCB Bank Limited has announced its financial results for the nine months ended September 30, 2026, reflecting resilient performance underpinned by strong fundamentals, disciplined execution, robust deposit mobilization, and sustained growth across key business segments amid a challenging macroeconomic environment. The Board of Directors of MCB Bank, chaired by Mian Mohammad Mansha,…
MCB Bank Limited announced its financial results for the nine months ending September 30, 2026, showcasing a resilient performance. The bank, led by Mian Mohammad Mansha, reported a Profit Before Tax (PBT) of Rs. 86.3 billion and a Profit After Tax (PAT) of Rs. 41.4 billion, with earnings per share (EPS) at Rs. 34.95. The company's total income grew by 7% year-on-year to Rs.
144.3 billion, while net markup income rose to Rs. 114.8 billion, driven by balance sheet growth and lower deposit costs. MCB maintained a healthy cost-to-income ratio of 38.61%, demonstrating disciplined cost management. The bank's total assets increased by Rs. 336 billion to Rs. 3.6 trillion, and its advances grew by 11% compared to industry growth of 3%, expanding its market share to 4.92%.
MCB's deposit mobilization remained strong, with total deposits rising by Rs. 447 billion to Rs. 2.71 trillion, representing a 22.2% growth. The bank's credit ratings were reaffirmed by PACRA at 'AAA' and 'A1+' respectively, underscoring its robust financial position and market standing. MCB's operations in Pakistan's home remittance market continued to expand, processing USD 3.276 billion in inflows during the period.
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