Los bancos que pagan más por domiciliar la nómina en 2026

In 2026, several Spanish banks are offering attractive incentives for businesses to deposit their employees' salaries into their accounts. These accounts allow companies to earn a return on their payroll without taking on any risk.

Cajamar's online account, Wefferent, is one such offering. Businesses can earn up to 750 euros in cash, depending on the income range of their employees. The account requires a 36-month commitment, with the deposit of 4,000 euros per payroll. The bank also offers smaller incentives for payrolls between 2,000 and 3,999 euros (500 euros), 1,200 and 1,999 euros (300 euros), and 600 to 1,199.99 euros (200 euros).

Bankinter provides a similar option with a digital account. Businesses can open an account and have their payroll deposited into it for a 600 euro incentive, paid monthly for the first 12 months. The payroll must be at least 850 euros, and the account must be maintained for 12 months, with a 50 euro monthly fee.

Abanca offers 500 euros for businesses that deposit payrolls of 1,200 euros or more, with a 24-month commitment. For payrolls between 680 and 1,200 euros, the bank pays 185 euros. BBVA's online account provides incentives of up to 1,060 euros, depending on the company's connection level with the bank.