Altersvorsorge: Wie sich der Riester-Nachfolger für Gutverdiener lohnen kann
In das Altersvorsorgedepot kann mehr eingezahlt werden, als für die Förderung notwendig ist. Im Ruhestand sind dann die Steuersätze niedrig – mitunter werden sie aber teuer bezahlt.
München – The Altersvorsorge, the successor to the Riester pension scheme, becomes available from the 31st of December of the current year. No longer limited to employees, freelancers and civil servants may also benefit from state subsidies starting from January 2027. These new possibilities are expected to trigger a wave of sales by providers, according to Niels Nauhauser, Team Leader Finance from the consumer center Baden-Württemberg.
He believes that "primarily high earners will receive offers." Apart from subsidies, the Altersvorsorgedepot can offer fiscal advantages, particularly for those who contribute more than what is required for maximum subsidy. Nauhauser trusts that many banks and financial services will leverage the tax benefit as an incentive to engage with customers about the Altersvorsorgedepot in the upcoming months.
For those interested, it is important to familiarize themselves with the different models to determine which ones are suitable and beneficial.
Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
