MediAsas plan to offer financial, health safety net to Malaysia's M40: Dzulkefly
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Malaysia's Minister of Health, Datuk Seri Dr Dzulkefly Ahmad, announced the launch of the MediAsas Plan in January 2027. This financial and healthcare safety net aims to protect the middle-income group (M40) in the country, who are currently facing rising medical costs. According to the Ministry, 340,000 private insurance policies have been surrendered due to financial difficulties and more people are opting for government facilities, which led to the creation of this scheme.
Dzulkefly highlighted that the MediAsas Plan provides transparent cost control and eliminates hidden or excessive charges. The pilot project has been running in the Klang Valley since the end of July, offering policyholders the option of flexible payments through the Employees Provident Fund Akaun Sejahtera (Akaun Dua). The scheme also aims to assist vulnerable groups, with the Tabung Bantuan Perubatan increased by 50% to RM60 million to cover expensive medical devices such as bone implants and heart stents.
The Finance Ministry announced that MediAsas will be offered as a standalone medical insurance and takaful protection plan, featuring two product options: MediAsas Teras (standard plan) and MediAsas Flexi (standard-plus plan).
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