Central Bank Of India’s Q2 FY27 Consolidated Net Profit Rose 40.58 Per Cent Year-On-Year To ₹1,718.60 Crore

The Central Bank of India reported a significant surge in its consolidated net profit for the second quarter of fiscal year 2027, with figures rising by 40.58 per cent year-on-year to ₹1,718.60 crore. This impressive growth comes after the bank posted ₹1,222.00 crore in the same quarter last fiscal year.

The bank's total revenue for the quarter ended 30 September 2026 amounted to ₹11,778.67 crore, reflecting an increase from ₹10,248.29 crore in the corresponding period of the previous year. This positive trend in revenue is indicative of the bank's growing financial performance.

Interest earned and expended both saw an upward trajectory during this period. Interest earned by the bank reached ₹10,393.89 crore, surpassing the ₹8,776.54 crore recorded a year earlier. Similarly, interest expended increased to ₹6,226.85 crore from ₹5,476.04 crore in the same period.

The bank's total consolidated operating expenses for the quarter ended 30 September 2026 were recorded at ₹3,288.40 crore, an increase from ₹2,974.83 crore in the corresponding quarter of fiscal year 2026. Despite this rise in expenses, the bank maintained a healthy financial standing.

The bank's net non-performing assets declined to 0.31 per cent for the quarter ending 30 September 2026, a decrease from 0.48 per cent as of the same period last year. This improvement in the net non-performing assets percentage highlights the bank's effective risk management.

Additionally, the Central Bank of India achieved a consolidated Capital Adequacy Ratio (Basel III) of 17.68 per cent for the quarter. This figure is higher than the 17.34 per cent reported in the year-ago period, demonstrating the bank's strong capital position.