SG Finserve Q2 PAT Jumps 106% To ₹58.53 Crore, Loan Book Hits ₹5,694 Crore

On September 30, 2026, SG Finserve Limited reported a significant surge in its profits and loan book size for the quarter and half year ended, with PAT jumping 106% to ₹58.53 crore and the loan book reaching ₹5,694 crore. Operating income for Q2 FY27 was ₹160.93 crore, a remarkable 109% increase from the same period last year. H1 FY27 performance saw PAT grow by 112% year-on-year to ₹112.20 crore, while operating income climbed 109% to ₹297.06 crore.

Loan book growth was particularly impressive, with a 25% quarter-on-quarter increase and an astounding 98% year-on-year rise, driven largely by new customers. Management highlighted that 80% of this growth came from new clients. The company maintained a strong Return on Assets (RoA) of over 4.50% and a Cost-to-Income Ratio below 15% for H1 FY27.

Notably, SG Finserve reported zero non-performing assets (NPAs) for the quarter. The firm expanded its reach by acquiring 14 new anchor corporates and approximately 275 new borrowers, with Supply Chain Finance accounting for two-thirds of the loan book. Recent product launches, including Factoring/TReDS and Loan Against Property (LAP), expanded the loan book's contribution beyond the company's ecosystem to about 75%.

Financial executives, including Sanjay Rajput and Vinay Gupta, emphasized disciplined credit underwriting and a focus on customer relationships and product diversification.