Geld. Leben. Looman.: Männer sind riskanter als Aktien!
Familienkonstellationen können sich ändern. Umso wichtiger, dass alle Partner gegen Krankheit und Berufsunfähigkeit abgesichert sind. Was Sie beachten müssen.
Women! Lovers! Mothers! Can you immediately determine how you will be financially protected in the event of illness, disability, or separation? If not, study the following case. It involves a 40-year-old home care worker who shares a home with a carpenter who is five years her senior. They are not married and have a three-year-old daughter.
The woman works part-time and earns a gross salary of 2,000 euros per month, leaving her with roughly 1,500 euros after deductions for social charges and taxes. The man earns 5,000 euros monthly gross, or approximately 3,150 euros net. He has a seven-year-old son from a previous relationship who lives with his mother. The carpenter resides in an old house he owns, renovated over the years with hard work and love, currently valued at 400,000 euros but encumbered with 150,000 euros in debt.
Crucially, there are no wills. Instead, the man has insured his partner for 200,000 euros against risk. Now, let us see the butter and numbers, dear readers! How is the home care worker protected financially in case of illness or disability? What happens if the man leaves her? And how does the woman fare if the carpenter meets an untimely end?
Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
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- Money. Life. Looman.: Men are riskier than stocks! handelsblatt.com
