Scheduled Banks’ Statement of Position in India as on September 30, 2026

The financial status of scheduled commercial banks in India as of September 30, 2026, was reported. The total liabilities to the banking system were ₹444,799.69 crore, which included demand and time deposits from banks at ₹327,466.77 crore and borrowings from banks at ₹79,550.17 crore. Other demand and time liabilities amounted to ₹61,271.25 crore.

On the other hand, liabilities to others totaled ₹28,395.62 crore, with deposits from non-bank sources at ₹24,598.29 crore, including demand deposits at ₹3,123,949.32 crore and time deposits at ₹2,397,943.37 crore. Borrowings against usance bills and promissory notes were ₹977,556.16 crore, while other demand and time liabilities were ₹1,487,156.28 crore.

Borrowings from the Reserve Bank of India (RBI) were ₹6451.00 crore against usance bills and/or promissory notes. Cash reserves stood at ₹86,558.00 crore, while balances with the RBI were ₹901,695.15 crore. Assets with the banking system comprised balances with other banks at ₹297,655.25 crore, with current accounts standing at ₹18,648.97 crore and other accounts at ₹285,202.44 crore.

Money at call and short notice amounted to ₹264,15.14 crore, with advances to banks at ₹41,125.96 crore. Other assets were valued at ₹111,685.72 crore.

Investments, recorded at book value, totaled ₹7,470,207.72 crore, including central and state government securities at ₹7,470,157.72 crore and other approved securities at ₹180,90.99 crore. Bank credit, excluding inter-bank advances, was ₹22,938,657.51 crore, primarily consisting of loans and advances at ₹23,044,799.68 crore, of which ₹2,234,721.66 crore were advances to corporate entities.

Inland bills purchased, discounted, and foreign bills were recorded at ₹85,683.67 crore, ₹24,364.55 crore, and ₹14,849.00 crore respectively.