Social Security COLA 2027: 3.6% increase adds $75 a month to retirees’ benefits from January
Social Security COLA 2027 brings a 3.6% increase, adding $75 a month on average for retirees and disabled workers starting January 2027 across the US.
The Social Security Administration (SSA) has announced a 3.6% cost-of-living adjustment (COLA) for 2027, which will take effect in January and raise monthly benefits for millions of retired seniors and disabled workers in the United States. This increase will add approximately $75 to the average Social Security payment, bringing the average monthly benefit from $2,087.52 to $2,162.67.
The COLA is the highest annual adjustment in four years and surpasses the 2026 increase as well as the 20-year average of 2.6%. However, despite the important role Social Security plays in the retirement finances of many Americans, the increase may not be sufficient to fully offset the ongoing pressure of rising living costs, particularly for those who rely on Social Security as their primary source of income.
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