Los tipos más altos devuelven el ahorro a los depósitos a plazo
El dinero empieza a moverse de nuevo hacia los depósitos a plazo. La subida de los tipos de interés devuelve atractivo a un producto que está ganando peso en las decisiones de ahorro, al ofrecer remuneraciones más generosas que hace un año. Leer
Lately, there has been a rise in savings deposits as interest rates climb. According to the latest figures from the Bank of Spain, savings deposits grew by 10.5% year-on-year in August, reaching €245.619 million. This indicates a growing search for profitability among clients amid tighter European Central Bank monetary policy. The upward trend of savings deposits began modestly at the beginning of the year but accelerated from the summer, reaching a 9% year-on-year increase in July and a 10.5% increase in August.
In 2022, these deposits started to grow with a 12-month lag. Earlier this year, savings deposits made up 18% of total savings, up from 7% at the start of 2022, a 60-point increase. Experts predict continued growth in savings deposits, although likely at a slower pace once most of the savings transfer has occurred.
Written by urgent.news from Expansion ES's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
