Can Fin Homes Net Profit Climbs 14% To ₹543 Crore In H1 FY27

Mumbai-based Can Fin Homes Limited (CFHL) reported a 14% rise in net profit for the first half of fiscal year 2027, reaching ₹543 crore. This marks an increase from ₹475 crore in the same period last year. CFHL's loan portfolio expanded by 10% to ₹43,539 crore by September 2026, up from ₹39,657 crore in September 2025. Housing loans comprised 83% of the total loan book, while non-housing loans made up the remaining 17%.

The Reserve Bank of India's (RBI) anticipated repo rate hike to 5.50% may impact home loan costs, but experts remain optimistic about housing demand's resilience. Disbursement figures for the six-month period ending September 30, 2026, saw a 9% increase to ₹4,982 crore, compared to ₹4,560 crore in the previous half-year. Profit before tax for the half year climbed by 13% to ₹686 crore, up from ₹609 crore.

Key performance indicators include a net interest margin of 3.88%, up from 3.83%, a Return on Assets (ROA) of 2.39%, and Return on Equity (ROE) of 16.91%. CFHL holds a provision of ₹525 crore, including ₹59 crore as management overlay and ₹49 crore for restructured accounts. The company's Liquidity Coverage Ratio stood at 291.24% as of September 30, 2026, surpassing the stipulated ratio of 100%.

CFHL's deposit portfolio reached ₹239 crore, with a 7.50% interest rate for 36-month Cumulative Deposits, with senior citizens receiving an extra 0.25%. Its Fixed Deposit program is rated AAA by ICRA with a Stable Outlook. The company has launched its technology transformation project, TEJAS, fully operational across the organization, featuring cloud-based scalable and cost-optimized applications.