Expanding Financial Inclusion: Advans Ghana’s client base more than doubles to 160,000

Advans Ghana's client base has more than doubled in the past five years, reaching 160,000 users in 2026, according to a report. The institution, which started in 2008 with a single branch in Accra Newtown, now operates 21 branches across nine regions in Ghana. This expansion has been driven by a focus on serving micro, small and medium-sized enterprises (MSMEs), traders, farmers, and shop owners.

Around 58% of the clients are women, with approximately 92,439 women-led businesses receiving credit. In 2025, the institution disbursed GHS400 million to women-owned businesses alone. The growth has come from a combination of physical branches and digital services, with 48% of transactions being digital and branch transactions up by 90%.

Advans Ghana holds ISO/IEC 27001:2022 certification for information security, ensuring the protection of client data as banking moves onto phones. The institution's performance has grown along with its client base, with loans reaching GHS607.5m in the first half of 2026, an increase of 31% year-on-year. The next chapter for Advans Ghana involves leveraging stronger digital capabilities while maintaining a strong local presence to support entrepreneurs across Ghana.