84% of investors say rising home insurance premiums impacted their cash flow in 2026

A recent survey conducted by ResiClub and LendingOne reveals that the majority of single-family rental investors are feeling the impact of rising home insurance premiums on their cash flow. Out of 216 qualified single-family investors who responded to the survey between August and September, a staggering 84% stated that these increasing premiums have affected their financial situation over the past year.

The survey also highlights that investors are growing increasingly cautious about their investment strategies. While 65% anticipate 30-year fixed mortgage rates to exceed 6.5% over the next year, up significantly from 11% in Q4 2025, 44% of landlords express high doubt about purchasing another investment property within the next year, a significant jump from 32% in Q4 2025.

Despite these cautious sentiments, 29% of investors expect to boost their investment activity in 2027 compared to 2026, while 56% plan to maintain their current activity level. However, 15% anticipate a decrease in their investment efforts during this period. Additionally, 37% plan to sell at least one existing property within the next year, a slight decrease from 43% in Q4 2025.

On the rental side, 59% of landlords plan to raise rents over the next year, with 31% expecting modest increases between 1% and 3%. However, only 1% of SFR landlords are anticipating increases of more than 7%.