Apple Card Savings interest rate edges up to 3.5%
After two drops in 2026, Apple Card Savings has raised its interest rate slightly, with customers now earning an annual percentage yield of 3.5%. Apple Card Savings lets users save money, though the APY has dropped since launch The Apple Card Savings Account is a high-yield savings service for users of Apple Card. While the average percentage yield has been going down over the last few quarters,…
Apple and Goldman Sachs have raised the interest rate on the Apple Card Savings Account, raising it from 3.4% to 3.5%. The annual percentage yield now mirrors the rate offered by Goldman Sachs' Marcus savings account. Despite this, a bonus rate of 4.50% can be earned through a specific link for a limited time. This account is exclusively for Apple Cardholders, who can transfer their Daily Cash rewards to the savings account or have them directly deposited there.
Additional funds can also be added from a linked bank account or Apple Cash balance. With interest compounding daily, account holders earn returns on both their initial deposit and the growing interest. The interest is then deposited into the savings account at the end of each month. For further details, refer to the comprehensive guide on Apple Card Savings Account.
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