Here comes an app to split UPI payments into ₹1,999 instalments: Social media reacts, ‘Can be easily flagged for fraud’
Effective October 15, 2026, merchant payments over ₹2,000 will incur a 0.4% charge. The app apparently tries to solve that ‘problem’.
A new app claims to split UPI payments into ₹1,999 instalments. Social media users reacted to the idea, with concerns about potential fraud risks. According to the source, the app provides separate QR codes for each ₹1,999 payment while requiring the UPI ID and account holder's name. Commenters questioned whether the tool would be convenient for larger payments and if it could be easily flagged for fraudulent activity. The app's authenticity could not be independently verified.
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