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Geldanlage: Zehn Dinge, die ich als Anfänger über ETFs gelernt habe

Aus dem Handelsblatt-Archiv: Unser Autor befasst sich zum ersten Mal in seinem Leben mit ETFs – und stellt fest, dass Altersvorsorge damit in der Theorie einfacher ist als in der Praxis.

Geldanlage: Zehn Dinge, die ich als Anfänger über ETFs gelernt habe

In 2008, when the author completed their degree, they had set up a retirement insurance policy based on stock funds through a friend. This decision, despite being touted as very secure, proved to be a poor one. The author never gave the insurance policy a thorough read-through and simply signed it, following instructions. Even a simple savings book would have been more informative.

Upon switching to a financial newspaper last year, the author found themselves thinking about their finances more often. At the age of 42, they discovered that after 15 years and contributions of over 20,000 euros, they had only made a profit of 1,000 euros. This was during a period when the stock markets performed quite well.

Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.

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