Geldanlage: Zehn Dinge, die ich als Anfänger über ETFs gelernt habe

Psychologists know that even the thought of passive income triggers feelings of happiness in the brain. Generating a regular income without any effort may seem daunting at first, but it is indeed achievable. The Handelsblatt illustrates this through four investment strategies.

Bond investments provide a particularly calculable passive income. To fully benefit from this trend, readers can learn about dividend-paying stocks in this article. However, one can also extract more value from their stocks, for example, through call options. Funds and ETFs can also yield high dividend yield returns for passive income.

When these two words are mentioned, most people's minds race. No more deadlines and simply doing what you enjoy without the fear of "who will pay for it?" The allure and success of many self-proclaimed financial strategists on social media promoting their ideas for passive income likely stems from this. "From a psychological standpoint, the idea of passive income mainly satisfies three desires: security, freedom, and relief," says Valentin Haas, a psychologist and leadership coach.

Haas has observed this phenomenon in numerous sessions, noting that even when someone feels trapped in a never-ending cycle, the mere thought of resolving their situation brings a sense of relief. This moment, Haas explains, causes our brain to release dopamine, a neurotransmitter associated with pleasure, because we believe we have found an escape - even though the situation hasn't changed.

"Videos, success stories, and promises like 'Save X amount and you can live off it forever' trigger a genuine dopamine rush," states the psychologist. However, those who delve deeper into the offerings often find little specificity. There are few questions where concrete numbers play a significant role in answering whether passive income can work. The success of passive income depends on several factors.