Altersvorsorge: Wie sich der Riester-Nachfolger für Gutverdiener lohnen kann
In das Altersvorsorgedepot kann mehr eingezahlt werden, als für die Förderung notwendig ist. Im Ruhestand sind dann die Steuersätze niedrig – mitunter werden sie aber teuer bezahlt.
In Germany, the Altersvorsorge or pension savings plan is set to replace the Riester-Rente starting from December 31 of the current year. This successor will not only benefit employees but also self-employed individuals and civil servants from January 2027. The new opportunities are expected to stimulate a wave of sales among providers.
Niels Nauhauser, a finance team leader at the Baden-Württemberg Consumer Center, believes that "especially high earners will receive offers." The pension deposit offers tax advantages, particularly for those who contribute significantly more than the maximum required for the state's subsidy. Nauhauser predicts that many banks and financial service providers will leverage the tax benefit as an incentive to engage customers in discussions about the Altersvorsorgedepot in the upcoming months.
To take advantage of these new pension savings options, individuals need to familiarize themselves with the various models and assess their suitability.
Written by urgent.news from Handelsblatt's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
