Motor Insurance: Federal Court of Justice Examines: Does Comprehensive Insurance Cover Excessive Garage Costs?
A woman is suing her comprehensive insurance: Will she have to pay disputed repair costs? The Federal Court of Justice is examining who has to pay for the workshop risk.
The German Federal Court of Justice (BGH) in Karlsruhe is set to rule on who bears the "workshop risk" in vehicle insurance cases. This risk refers to situations where a repair shop overcharges or bills for unnecessary repairs after an accident. The case involves a woman who had her car repaired after an accident in 2020 and her full comprehensive insurance provider, HUK24, deducted around €390 from the total bill due to allegedly excessive workshop costs.
The BGH will decide whether the insurer or the policyholder is liable for such costs, with potential implications for consumer insurance premiums.
Written by urgent.news from Handelsblatt's report — not a translation of it. Machine-written — may contain errors; check the original before relying on it.
