Every fourth Jan Dhan account inoperative; 5.72 crore have zero balance: RTI
More than 59 crore accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) held a combined balance of over ₹3.15 lakh crore as of August 12, 2026.
An RTI inquiry has revealed that every fourth account under the Pradhan Mantri Jan Dhan Yojana (PMJDY) is inoperative, while approximately 5.72 crore accounts have a zero balance. As of August 12, 2026, there were 59,03,74,907 PMJDY accounts with a combined balance of over ₹3.15 lakh crore. Uttar Pradesh had the highest number of zero-balance accounts (95.92 lakh) and inoperative accounts (3.23 crore), followed by Bihar, West Bengal, Assam, and Maharashtra.
The government does not maintain gender-wise or balance-specific data centrally, and information on accounts with small balances, closed accounts, and blocked or frozen accounts is not available.
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- Every fourth Jan Dhan account inoperative; 5.72 crore have zero balance: RTI hindustantimes.com
