Here’s the average Social Security check by age in 2026 — how does yours compare?

The Social Security Administration (SSA) released data in July 2025 detailing average monthly benefits by age for retired beneficiaries. On average, those aged 62-64 receive $2,085.98 per month, which represents a 30% reduction compared to seniors aged 70-74 who claim at Full Retirement Age (FRA). The payments gradually decrease as recipients approach their 80s and 90s, potentially due to filing decades ago under different circumstances.

For those still deciding when to claim, understanding these age-based variations can aid in making informed decisions about their retirement strategy.