Rente: Finanzpsychologe Valentin Haas: „Der Ruhestand wird gesellschaftlich glorifiziert“

Valentin Haas, a financial psychologist, emphasizes that retirement is often glorified in society. He highlights the emotional response when discussing the possibility of retiring at 63, as it feels like something valuable is being taken away. However, with increasing life expectancy and a growing demographic, retirement reform is necessary.

Yet, the concept of retirement as a reward can lead to a crisis of meaning for many. The idea of a stress-free retirement, often depicted in advertisements, can make people yearn for a carefree life. However, Haas advises that retirement should be financially planned and not just a leisure activity. He notes that many successful entrepreneurs struggle with the idea of stepping down, as they are deeply invested in their businesses.

The fear of losing their earned lifestyle often prevents them from retiring early or gradually. Haas explains that while retirement may feel liberating, it can also be stressful as people realize they have to fill their days with new activities. He suggests starting to build a second structure, such as a part-time job or advising younger professionals, as early as possible to avoid feeling unfulfilled after retirement.