The crypto kids are growing into SIP investors
Srushti, aged 21, has been investing through Systematic Investment Plans (SIPs) since she was 15. Her father introduced her to investing and she has since invested around 10% of her income. Unlike some young investors, Srushti rarely monitors her portfolio, as it induces stress for her. The trend among young investors, exposed early to crypto, is shifting towards SIPs as a more disciplined investment option.
This is evident from data from mutual fund registrar and transfer agent CAMS, where live SIP counts among investors under 20 years nearly doubled in fiscal year 2026, rising 92% year-on-year to 2.9 lakh. Additionally, the gross sales of SIPs for these age groups increased by 19% and 36%, respectively. The surge of under-20s continues in 2026, with live SIPs among this group rising 20.9% to 3.15 lakh between January and June.
However, many young investors start with small automated contributions, but often discontinue when markets become volatile or returns are disappointing.
Written by urgent.news from The Economic Times's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
