Mood swings, secretive finances early signs someone may be trapped in a scam

Early warning signs that a family member may have fallen victim to a scam include sudden mood swings, secretive financial dealings and unexpected changes to phone passwords, according to crime analyst Datuk Shahul Hamid Abdul Rahim. Victims may experience emotional changes such as shame, guilt, anxiety and excessive worry, often due to fear of being judged or seen as weak.

Other signs include withdrawing from social interactions, becoming easily irritated, losing focus, having difficulty sleeping, and losing appetite. Victims may also remain in denial even when there are indications they have been deceived. They may change phone passwords, prevent others from handling personal belongings, and become secretive about financial matters.

Victims might make secret money transfers, sell valuables without explanation, or borrow money from friends and family under inconsistent reasons. When questioned about money, victims may avoid the subject, change the topic, or become angry to prevent discovery of the truth. Shahul Hamid warned that victims could become desperate and resort to aggressive methods to raise money, such as taking out loans or selling assets.

He advised family members to approach the victim with empathy, listen without assigning blame, and seek assistance from trusted parties like the police and banks. Victims and their families should keep all evidence related to the scam, including screenshots and records of money transfers.