Argentina Bank Delinquency Is the Highest in Latin America
Household loan arrears in Argentina stood at 12.8% in June 2026. That is more than double a year earlier and the highest ratio in Latin America. The post Argentina Bank Delinquency Is the Highest in Latin America appeared first on The Rio Times .
Argentina bank delinquency stands at the highest level in Latin America, according to the country's central bank. Household loan delinquency rose to 12.8% in June 2026, up from 5.2% a year earlier and remaining unchanged from the previous month. This is significantly higher than the regional average of 2.78%, with Brazil at 4.3% and Colombia at 3.7%.
Almost six million Argentines are currently behind on at least one debt, with the median delinquent debt amounting to about 643,000 pesos (US$425). The real borrowing cost for Argentines is roughly 24% a year, with deposit rates near 21%. Despite credit growth, the system remains small, as bank credit to the private sector equals only 14.3% of Argentine output.
Argentine banks hold thinner buffers than most regional peers, with provisions covering 86.6% of the irregular portfolio and capital reaching 29.8% of risk-weighted assets. High delinquency rates justify higher interest rates, making repayment harder for those already behind. To navigate this situation, Argentines are advised to keep local balances small, pay credit card balances in full, and check their own registry entry before signing leases.
Written by urgent.news from The Rio Times's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.
