IVF Patients Can Get Money Refunded if It Doesn't Work
IVF has exploded in popularity over the years, but insurance coverage hasn't kept pace, so many Americans have gone into debt.
In vitro fertilization (IVF) cycles can cost tens of thousands of dollars, and many patients do not receive the desired outcome. To alleviate the financial burden, some patients are eligible for shared risk programs, which provide a refund if their IVF cycle does not result in a live birth. These programs allow patients to pay a higher upfront fee for multiple IVF attempts, with the understanding that they may receive a refund if unsuccessful.
However, the refund percentage varies depending on the program's terms, and patients must meet strict eligibility criteria, including age, ovarian reserve, overall health, and previous fertility treatment history. While these programs offer peace of mind, they may not make IVF more accessible due to the significant upfront costs required.
As health experts emphasize, lowering the overall cost of treatment is crucial for expanding access to IVF.
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