₹79L more at retirement? Small monthly VPF pays big
The Employees Provident Fund (EPF) can build a substantial retirement corpus over a lengthy career. Salaried workers who want to boost their savings through the EPF can contribute more than the mandatory amount via the Voluntary Provident Fund (VPF). However, VPF is not as liquid as a savings account, as accessing the money later can be difficult. Therefore, deciding whether to invest in VPF and how much to invest requires careful consideration of your financial goals and liquidity needs.
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