Wohnungsbau: „Nicht die Nachfrage ist das Problem, sondern die Umsetzung“

Mike Kammann, Bausparkasse Schwäbisch Hall's CEO since 2024, oversees the company's overall development and financial control. Prior to joining Bausparkasse in 2013, he held the role of head of Corporate Treasury and Strategy at a corporate consultancy firm. In his view, the biggest untapped potential in the real estate sector lies in accelerating the availability of more housing units through new construction and the renovation of existing buildings.

Germany is currently short of approximately 1.4 million housing units, while over 760,000 dwellings have received permits but remain unfinished. This indicates that the issue is not a lack of demand, but rather the implementation process. The establishment of initiatives such as Wohnungsbauturbo, Gebäudetyp E, and a shift in the support landscape has laid important foundations.

Now, the focus must be on making planning, permitting, and construction processes simpler, more digital, and faster. Additionally, energy-efficient modernization support programs need to be economically viable and easy to use, enabling wide-scale investments rather than prioritizing the highest efficiency standards.