Insurance Authority unveils new outpatient health policy with no pre-approvals
Saudi Insurance Authority directs health insurers to offer a new outpatient policy without pre-approvals, effective from November 2026.
The Saudi Insurance Authority has introduced a groundbreaking outpatient health insurance policy that eliminates the need for pre-approvals, set to take effect as of November 2026. The Authority has mandated health insurers to roll out this innovative insurance product, which will become available starting November 1, 2026. This move is part of the Authority's ongoing efforts to tackle one of the key challenges faced by health insurance beneficiaries.
This new policy will be presented as an additional option alongside existing insurance products, providing employers and policyholders with enhanced flexibility in selecting the insurance solution that best meets their individual requirements. Engineer Naji Al-Faisal Al-Tamimi, the CEO of the Insurance Authority, emphasized that this directive aligns with the leadership's vision to alleviate burdens on citizens and improve their quality of life, in line with the overarching goals of Saudi Vision 2030.
The new policy reflects the Authority's commitment to leading the insurance market by providing products that cater to the diverse needs of individuals and businesses, in accordance with the national insurance sector strategy. The Insurance Authority has urged health insurance customers and beneficiaries to lodge a complaint with the Authority if any insurance company declines to offer the new product upon request after the specified date.
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