Geldanlage: Geld ohne Arbeit: Mit diesem Rechner planen Sie Ihr passives Einkommen

Dividend-paying stocks, dividend ETFs, bond ETFs, money market ETFs and REIT ETFs are five investment strategies that can generate passive income. Psychologists have identified that the allure of passive income appeals to three desires - safety, freedom, and relief. A calculator developed by the Handelsblatt enables investors to calculate the feasibility of this dream.

The calculator examines five strategies: dividend-paying stocks, dividend ETFs, bond ETFs, money market ETFs, and REIT ETFs. The calculator takes into account the initial amount that an investor can invest as well as a future target amount. The investment horizon is up to 20 years. Investors can choose between three strategies - a relatively safe strategy with low dividend payments and low risk, a risky strategy with high dividends and higher risk, or a custom strategy where investors can create their own portfolio using various investment options.

The calculator shows the passive income expected in each year of the investment period and how the value of the investment evolves. The data used are historical figures of individual investment components and have been adjusted for inflation. The calculator presents the gross passive income, without deductions for taxes or other fees.

A case study includes three dividend ETFs: VanEck Developed Markets, Vanguard High Dividend, and iShares Global Dividend. After 20 years, a 200,000 Euro investment in these ETFs could yield a passive income of up to 10,000 Euros per year and a portfolio value between 213,000 and 305,000 Euros, depending on market conditions.