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South African residents owning US‑based investments risk punitive US estate tax, cross‑border probate and cash‑flow pain.
You can never escape the taxman entirely, but you can use clever investment strategies to avoid your estate owing big chunks of money.
Households increasingly rely on retirement money for basic living and everyday expenses.
Asian stocks were mixed after Wall Street retreated, as weaker US retail sales and consumer sentiment boosted hopes the Federal Reserve may leave rates unchanged.