Mortgage and refinance interest rates today, Friday, August 14, 2026: Fixed rates rise, ARMs fall

Mortgage and refinance interest rates have seen a shift on Friday, August 14, 2026. According to the Zillow lender marketplace, fixed mortgage rates are climbing while adjustable-rate mortgage (ARM) rates are decreasing compared to the previous day. The average 30-year fixed rate is now at 6.65%, up 7 basis points since yesterday. The 15-year fixed loan stands at 6.07%, 6 basis points higher than on Thursday. In contrast, the 5/1 ARM has dipped to 6.25%, 9 basis points lower than it was on Thursday.

For those looking to purchase a home, the national average purchase rates, as per the latest Zillow data, are provided. As these figures represent national averages, they have been rounded to the nearest hundredth. Similar national average refinance rates are also reported for Friday, August 14, 2026.

Mortgage refinance rates are often higher than purchase rates, but this isn't always the case. If you're considering a refinance, make sure to explore the various options available.