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Thursday, 13 August 2026 Reading Room

Finance & Markets

주택건설 공적보증 3년간 86조 확대…부실사업장은 PF 정상화펀드 3조

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hani.co.kr ·

The government has significantly expanded the public guarantee for housing construction, with a total of 86 trillion won for the next three years, according to the Financial Committee's announcement on the 'Financial Consolidation Measures for Real Estate Market Stability'. This includes the Korean Housing Finance Corporation (KHFF) and the Housing Development Fund Corporation (HDFC) collectively providing 28.7 trillion won annually, up from an average of 13.1 trillion won over the previous three years. The total loan guarantee limit for these projects will be up to 90% of the total project cost.

Moreover, a new funding system called the PF Normalization Support Fund, managed by the Korean Asset Management Corporation (CAMCO), has been established with an initial budget of 1.5 trillion won from the government and another 1.5 trillion won from the private sector. This fund aims to support the normalization of dishonest construction companies by providing financial assistance, with an estimated 18,000 households benefiting from it.

The PF Normalization Support Fund, along with private syndicated loans, is expected to support at least 20,000 households in normalizing dishonest construction projects. The financial industry is also expanding its own funds related to these issues, with the banking and insurance sectors increasing their pool from 1 trillion won to 5 trillion won. The Securities Industry is also contributing, planning to increase its fund to 10 trillion won.

In addition to financial measures, the government is also changing regulations related to housing supply. The self-capitalization ratio for PF-related implementations will be temporarily suspended until 2029, with the focus on accelerating housing supply. The guarantee system for KHFF will also be improved, with high-value housing projects including the cost of common areas in the guarantee, and the certification requirements for condominiums being expanded from 70% of housing to 70% of housing plus condominiums, respectively.

For repair projects, KHFF will introduce a new product for outsourced construction, and financial support will be strengthened for rental property owners. The principle is that for both new construction and rental property owners, the principle of prohibition will be extended to include situations where the purpose is the acquisition of property.

Written by urgent.news from Hankyoreh's reporting — not their text. Machine-written — may contain errors; check the original before relying on it.

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·hani.co.kr

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·hani.co.kr

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